Wingspan Bank             Title   Guest   Date   Asset Allocation   Catherine Hickey, Editorial Analyst with Morningstar   12/9/99               WingspanBank.com   Wingspan Product Management Group   12/1/99               WingspanBank.com   Bill Wallace, Executive Vice President and Chief Information Officer   11/16/99               International Investing   Bridget Hughes, Morningstar Mutual Fund Analyst   11/11/99               Technology Funds   Christine Benz, Associate Editor with Morningstar   11/4/99               WingspanBank.com   Michael Cleary, Executive Vice President of Marketing   10/28/99               Mutual Funds   Morningstar® senior analyst and columnist Scott Cooley   9/23/99               Customer Service Chat   Chris Sulpizio   9/9/99               How to get the best rates on loans and mortgages   Janina Pawlowski   9/2/99               9 Transcripts total